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If you would like to serve on EFPN's Board of Directors, please email:

board@bewiseonline.org

MEET EFPN'S BOARD OF DIRECTORS

Fred Cassisa, Chairman
VP AML/Compliance - First Republic Bank

Mr. Casissa is the Vice President and Compliance/Anti Money Laundering Officer for First Republic Bank and has over 25 years of experience in the financial services industry.  He has served on a number of non profit boards that support community activity.  Additionally, Mr. Casissa has been a participant in EFPN since its inception in 2000 when First Republic bank joined EFPN as a founding partner and began serving on the Board of Directors.

Susan Montoya

Susan Montoya, Vice-Chair
Vice President and Corporate CRA Officer of First Bank

Susan Montoya has worked for First Bank since March 1992 and serves as its Vice President and Corporate CRA Officer. As Corporate CRA Officer for a $9.5 billion, multi-state institution, Ms. Montoya has an extensive background in the Community Reinvestment Act and is responsible for all components of CRA – Lending, Services and Investments.

Besides working with regulations, Ms. Montoya is actively involved in various financial literacy programs – teaching students financial management through the Banking on Our Future program; conducting seminars to seniors on financial elder abuse; and serving a second term on the National Advisory Board for Get Checking, a national financial initiative designed specifically to help consumers establish a primary banking relationship and gain access to mainstream financial services. Ms. Montoya is frequently invited to speak at national conferences associated with the unbanked, underbanked and overlooked market segment.

Gary Dunn, Secretary

Gary Dunn, Secretary
VP/CRA Officer - Fremont Investment & Loan

Mr. Dunn is the Vice President and Community Reinvestment Officer for Fremont Investment & Loan and has over 30 years of experience in the financial services industry. Mr. Dunn also serves on the following boards: Orange County Neighborhood Housing Services, Affordable Housing Clearinghouse, SoCal Reinvestment CDFI, Bankers Small Business CDC of San Diego and Mary Erickson Community Housing.

Article about Gary Dunn titled 'A New Champion In th e Fight Against Elder Financial Abuse'

Terry Aman, Treasurer
Reverse Mortgage Specialist - Bank of Marin

Terry Aman has over 35 years of experience in the financial services industry and has held the post of Reverese Mortgage Officer for Bank of Marin since July, 2001. She joined the EFPN Board of Directors in 2005 and also served as Co-Chairman of Novato Community Hospital Gala and is a Hospice volunteer. Previously she was on the fund development commitee for Novato Community Hospital

Jenefer Duane, Founder & CEO

Ms. Duane has worked in the field of elder advocacy for over 20 years. She founded EFPN in August, 2000. In 2003, Ms. Duane produced EFPN’s ‘Be Wise’ video training program which has received three international awards. Ms. Duane provides training and presentations for financial institutions employees, law enforcement and bank regulatory agencies, adult social service providers, elder advocacy and consumer groups. She is a frequent keynote speaker and presenter at conferences, symposiums and workshops throughout the State of California and beyond. California Attorney General Bill Lockyer presented Ms. Duane with the 2003 Distinguished Service Award for Elder Abuse Prevention. She also served on the Advisory Council for the Attorney General’s Statewide Public Awareness Campaign on elder abuse. Ms. Duane was recently nominated for the Beacon Award by the California Credit Union League for her outstanding achievement in the area of financial literacy.

Juli Anne Callis

Juli Anne Callis, Director
Executive Vice President and Chief Operating Officer -
KeyPoint Credit Union
President - CUSO, KeyPoint Financial Services

Juli Anne Callis currently serves as the Executive Vice President and Chief Operating Officer of the KeyPoint Credit Union, and as the President of that organization's CUSO, KeyPoint Financial Services. Juli Anne is a 2002 recipient of the prestigious Tribute to Women and Industry Award honoring the top fifty women executives in Silicon Valley. She currently serves on the Executive Committee (prior past chair) of the Open Solutions Inc (OSI) Client Association supporting the development of innovative technology solutions for over 600 financial institutions in the US and Canada. She also serves as Treasurer on the Board of Directors of Ministry Partner’s Investment Corporation (MPIC) in Brea, California. Immediately upon graduation as the Outstanding Woman in the College of Allied Health and Social Professions at East Carolina University, Juli Anne was appointed to the position of Director of Services for the Elderly for Greene and Lenoir Counties in NC In this position she worked with local, state and federal organizations to bring meals on wheels, congregate centers for the elderly and home health care to thousands of elderly. During the course of that service she was selected as an Outstanding Woman of America and was selected to attend a special forum of woman in government service hosted by than Gov. Hunt and the First Lady Lillian Carter. She enjoys being the wife of Rev. Charles Callis, Senior Pastor, Alum Rock Baptist Church in San Jose, California. She currently serves on the Finance Committee of the International Mission Board (IMB) and is one of three representatives from the state of California to serve as a Trustee on the IMB.

Ronald N. Ellis

Ronald N. Ellis, Director
First Vice President, Site Manager
Risk Operations
Washington Mutual

Mr. Ellis has over 30 years of experience in the financial services field and joined the Board of EFPN in April 2006. He has served on numerous non-profit boards and looks forward to expanding the reach of EFPN through public awareness and network expansion.

Phillip e. Holmes, Director EFPN

Phillip E.  Holmes , Director
Western Payments Alliance (WesPay)

Phil began a career at Bank of America that spanned more than twenty five years in paper and electronic banking payments processes.  His responsibilities at the Bank included electronic cash management sales support for California middle markets and Chicago and Houston corporate cash management clients.  That assignment also assumed product development responsibilities for ACH based electronic cash management products and services. Prior, Phil served as Systems Manager for the Bank's 62,000 employee payroll/personnel computer systems professional staff.  Earlier, the bank developed the first MICR computer-based check processing system, at the San Jose ERMA center, where he was the Operations Manager responsible for supporting more than sixty BofA branches’ item processing needs in the early 1960s.

Phil retired, after a second career at Western Payments Alliance (WesPay), July 1, 2005, completing more than 18 years with the Association.  During his WesPay tenure, he served as Senior Vice President, Manager, Member Services & Education.  In that capacity, he was responsible for the day-to-day management and oversight of WesPay’s operational areas, including development of its educational product offerings and related curricula, as well as services for delivery to members via the customer service “help desk”, other communications media, and WesPay’s member calling program.  Phil represented WesPay’s member interests at the national level as a participant in the ACH Regional Payments Association’s Leadership Forum Group.


Dave Tyner

Dave Tyner, Director
Senior Vice President
Bank of America, Global Treasury Operations Division

Dave Tyner is a Senior Vice President with Bank of America for the Global Treasury Operations division, based in Concord, California. He was appointed to the board in March 2007. Mr. Tyner has 27 years experience in banking operations and currently is responsible for risk, compliance and regulatory regulations in the U.S., Mexico and Canada. He has also worked for the Canadian Imperial Bank of Commerce as head of their US Operations. He also serves as chairperson for the Bank of America's Diversity Inclusion Business Council, is actively involved in Women Unlimited, Inc. mentoring program in northern California and internal leadership development efforts at Bank of America. He is a member of the Fairfield Chamber of Commerce’s Education Committee and supports the Mission Solano Nomadic Sheltering Program. He has sat on numerous committees and commissions supporting non-profit organizations throughout California. He is also involved in civic organizations. A native of southern California, Mr. Tyner now resides in Fairfield, CA with wife Kathy of 27 years and has two college age children.